More Money

The personal finance blog of MONEY magazine

Facing a tough financial decision? Get MONEY readers' best advice

February 8, 2012: 3:39 PM ET

Do you have a burning question about family, friends, colleagues, and your finances? Here's your chance to get some great advice.

In "Readers to the Rescue," a feature that runs in each issue of MONEY, the magazine answers tough questions from people who are grappling with challenging situations involving money, manners and ethics. One recent question, for example, was from a man wondering how to limit his family's spending on junk food. Another questioner wanted to know what purchases he could make without consulting his spouse. Other questions have addressed touchy financial issues such as dividing up an inheritance, collecting on a loan to a relative, splitting a dinner check and asking for a raise.

For these and other problems in "Readers to the Rescue," we ask our readers for their advice, then gather together the best ideas from readers and a financial expert who weighs in as well.

So, have a difficult problem you'd like some help with? Fill out the form below, and we'll try to answer it in a future issue of MONEY.

Thanks!

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  • All-cash deals are driving down home prices

    Investors wielding cash are reviving sales volume in the housing market — but at a price.

    As the National Association of Realtors noted last week, all-cash sales accounted for 31% of December existing-home purchases. All that bargain hunting drove sales of existing homes up 5% for the month, NAR says.

    A steady pace of sales is critical to the housing market's recovery, of course, because we need to clear all those foreclosures and MORE

    - Jan 23, 2012 12:01 PM ET
  • Tell MONEY about your smartest financial moves

    What are the smartest financial moves you've recently made in these tough economic times? MONEY magazine wants to know.

    In a forthcoming story, MONEY will highlight key moves that investors, savers, workers, and property owners can make to shore up their finances and take advantage of opportunities in this sluggish economy.

    As part of that article, we want to include stories from different people about actions they've taken to improve their personal MORE

    Jan 13, 2012 11:45 AM ET
  • Retired and want a financial makeover?

    Are you a retiree who would like a free makeover of your investment portfolio by a top financial professional? MONEY magazine would like to help.

    If you are in your 50s or 60s and are comfortable sharing details about your life situation and personal finances for publication, we'd love to hear from you.

    For a story that will run in an upcoming issue, the magazine will pair different families with a financial MORE

    Oct 22, 2011 12:52 PM ET
    Posted in:
  • Retirees and near-retirees: Get a free investment makeover from MONEY magazine

    For a story that will run in MONEY's January/February 2012 issue, the magazine will be pairing different families with a financial planner for a free portfolio makeover. In each case, a professional adviser will suggest a new investment plan tailored to the family's goals and financial situation, and be able to address other financial concerns.

    We'd like to find families soon, so if you think you'd like to participate, please send MORE

    Oct 15, 2011 11:12 AM ET
    Posted in:
  • How your financial values have changed: An exclusive MONEY poll

    Come back in a few days for more extras from our financial values survey: A reader gallery, a video exploring people's shifting attitudes, and a quiz for you to take!

    Since 2008, the worst economic downturn since the Great Depression has dramatically changed the way millions of families manage their money and their lives.

    Now, more than three years after the collapse of financial institutions, stock prices, and home values, enough time MORE

    Sep 29, 2011 8:14 AM ET
  • Tell MONEY how the downturn changed your life

    Did the economic meltdown of 2008-2009 change how you handle your finances? Have some of your financial priorities and beliefs shifted as well? MONEY magazine wants to know.

    For a forthcoming story in the magazine, we'd like to interview people about how the downturn of two years ago changed people's lives – and how it didn't. After the economy and the markets collapsed, did you vow to change your personal financial MORE

    Aug 20, 2011 2:30 PM ET
  • Why the debt ceiling hasn't floored the markets

    When last Friday's debt ceiling talks came to a frustrating end just hours after the market closed, it made sense to expect a repeat of what happened during the TARP debate. In 2008, the Dow plunged 777 points after the House voted against the Troubled Asset Relief Program. Congressional representatives turned around and later approved the bailout package.

    But Monday came and went without the kind of market slump that could MORE

    - Jul 25, 2011 8:51 PM ET
  • How the US debt ceiling could hit your finances

    Washington may reach a deal to raise the debt ceiling by Aug. 2, the date after which Treasury Secretary Timothy Geithner says the US will no longer be able to meet its debt obligations through accounting tricks.

    But what happens if the $14.3 trillion debt ceiling, which places a legal cap on the amount the country can borrow — and which the U.S. actually hit on May 16 — isn't raised?

    "Frankly, MORE

    - Jul 16, 2011 3:22 PM ET
  • MONEY seeks retirees living well on less

    Are you a retiree who has a smaller nest egg than you'd planned for — but who is still enjoying a high-quality, satisfying retirement? If so, MONEY magazine would like to interview you for an upcoming story.

    Maybe you had a setback — your investments took a big hit in the market downturn, or you retired early because of a health issue or job loss. Maybe you just tired of the MORE

    - Jul 12, 2011 11:51 AM ET
  • How do you protect a retiree's finances?

    Once you retire and roll over your 401(k), you are more likely than ever to be the target of sales pitches touting financial products or services. Some of these products don't make sense for most people. While elderly folks have more at stake than ever, research continues to show that the aging process sometimes introduces problems sorting through complex financial issues. This leaves some older people vulnerable to paying higher MORE

    - Apr 27, 2011 4:08 PM ET
  • Let MONEY's Help Desk answer your personal-finance questions

    Got a burning question about personal finance? Get your answer from MONEY magazine's Help Desk.

    Apr 7, 2011 1:05 PM ET
  • Submit your tax questions to MONEY

    Have tax questions? Let MONEY help answer them.

    The holiday cards and catalogs that have been filling your mailbox will soon be replaced by W-2s, 1099s, receipts for year-end charitable gifts, and other tax forms. And the April 15 deadline to file your return — as well as fund certain retirement plans for 2010 — will be upon you faster than you think.

    As you start to look over the taxes you MORE

    Dec 23, 2010 11:00 AM ET
    Posted in: ,
  • Financial advice needs his-and-hers models

    What do women want...from a financial adviser? A new study indicates that, as in so many other aspects of life, it's quite different from what men are looking for.

    And as I wrote in the November issue of MONEY, that's probably a good thing: Women's financial needs are very different from men's, given that they typically earn less and save less than men do, but have to plan for a much MORE

    - Nov 10, 2010 1:56 PM ET
  • Get a free investment makeover from MONEY magazine

    Thank you for your interest. We are no longer seeking candidates for this story.
    —Editor

    For a story that will run in MONEY's January/February 2011 issue, the magazine will be pairing five different families with a financial planner for a free portfolio makeover. In each case, a professional adviser will suggest a new investment plan tailored to the family's goals and financial situation, and be able to address other financial concerns.

    We'd like MORE

    - Oct 26, 2010 1:10 PM ET
    Posted in:
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