Have you started your holiday shopping? If you're like most people, the answer is "No." Good. That means you still have time to plan your budget carefully, unearth the best deals, and keep yourself out of financial hot water.
Holidays and overspending go hand in hand. According to a recent report by the credit bureau TransUnion, the typical consumer charges nearly 40% more on credit cards in December than he or she does the other 11 months of the year. And that can lead to a debt hangover that takes months to recover from. Don't let that happen to you.
Join MONEY magazine and personal finance website LearnVest on Thursday, Nov. 21 at 4 p.m. eastern time (1 p.m. pacific) to discuss smart holiday spending. Our experts will answer your questions about how to budget and save money during the holidays — and still get to enjoy the season.
During the hour-long discussion, our experts can weigh in on:
How to Join:
We look forward to hearing from you via the #HolidayChat hashtag on Thursday!
Picking the right credit card can be confusing, infuriating, and treacherous. With so many options out there, you may find it nearly impossible to cut through the jargon to make sure you're getting the best deal. And with changes to rewards programs, it could mean you're not getting all you can out of your plastic. Worse, if you choose poorly, you could find yourself weighed down by high fees and MORESep 20, 2013 1:51 PM ET