Personal finance from around the Web:

• Think twice before you buy all-natural and green products: A University of Toronto study finds that “virtuous shopping can actually lead to immoral behavior.” [Slate]

• Treasury Secretary Tim Geithner extends the $700 billion bailout through next October, in hopes that much of the money can still be used to rescue homeowners and small companies. [Bloomberg]

• Lawmakers want to extend $31 billion in tax breaks, including deductions for sales tax and property taxes. Too bad they haven’t figured out how to get the money to do so. [The Associated Press]

• A University of Illinois professor says that legalizing online gambling, an effort spearheaded by Congressman Barney Frank, would do nothing short of tanking the world’s economy. Go figure. [R&D Magazine]

• The frequency with which you argue with your spouse over money predicts the likelihood that you’ll get divorced, according to Utah State University research. [Economix]

• Apple computer owners: Looking for an easy-to-use personal finance management program? Lots of fellow Mac users are raving about Moneydance 2010. [The Unofficial Apple Weblog via AOL Tech]

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Personal finance from around the Web:

• According to First American Fund’s John Wenker, REITs are hot tamales, despite the commercial real estate market being a bust. [InvestmentNews]

• Stressed out about money? Your kids are stressed about it too, and it may be you that's making them panic. [Devil in the Details]

• One of the Twitter founders, Jack Dorsey, is offering a new product that lets you accept credit card payments with your iPhone. Cool, eh? [PC World]

• Start your holiday shopping early: Buy some good personal finance books for kids, teens and adults. [The Associated Press]

• With medical coverage costs rising, some are asking doctors if they can get a better price on their MRI’s and regular check-ups. Perhaps you can do the same. [The New York Times]

• The graduates of 2008 faced a tough job market, but what made it worse was the high level of debt they accrued while working toward their degrees. [The Quick and the Ed]

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• You won’t get trampled in search of great deal on Black Friday, as major retailers are preparing crowd control measures to keep the shopping frenzy under control. (The Washington Post)
• Being underwater on your home is a more significant factor than being unemployed in predicting the likelihood of mortgage default. (Housing Wire)
• According to one blogger, it might actually be detrimental to your income to have two adults working in a household. Go figure! (Gather)
• Looking for an easy way to find coupons this holiday season? Check out Target’s Coupon Generator. (Wallet Pop)
• When traveling this season, you can use these websites to keep track of the frequent flier miles you’ll rack up. (The New York Times)

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In researching “5 Ways to Pump Up Your Income,” a story that ran in the December 2009 issue of MONEY, my co-author Donna Rosato and I discovered a few helpful tips for people who want to make a business out of their hobby. Unfortunately, not all of these ideas made it into the published article. So here they are: To make the transition from hobbyist to small-business entrepreneur, be sure to take these key steps: More

• New York may follow the practice of at least 20 other states and start publishing the names of its biggest tax delinquents online. [Economix]

• Yes, the price of gold has zoomed upward in 2009. But palladium's performance leaves gold in the dust. [The Big Picture]

• While Americans are generally supportive of a government-run "public option" insurance plan as part of a health care overhaul, their enthusiasm depends on how it's described to them. Republican and Democratic leaders appear to have figured this out already. [The Associated Press]

• President Obama is creating a task force, led by the Justice Department, to investigate and prosecute past financial crimes and to deter future fraud. [Reuters]

• A registered nurse who lost health coverage for herself and her family speculates that Thomas Jefferson would have regarded access to health care as "a self-evident right of individuals." [The (Panama City) News Herald]

Follow More Money on Twitter at http://twitter.com/moremoneyblog.

Personal finance highlights from around the Web:

• Fears on HINI have spawned discussions over the lack of paid sick leave for American workers. [Think Progress]

• Americans are nearly split on the topic of health care reform and whether or not it will make things better in the long run. Surprisingly, nearly 15% don’t care one way or another. [Vertex News via Ozarksfirst.com]

• Credit card companies are racing to prepare for the new rules of the Credit Card Act 2009 to go into effect next February, and some credit experts think you’re being screwed in the meantime. [The Business Insider]

• Senate banking committee chairman Chris Dodd introduced legislation Tuesday that would create a new bank industry regulator and establish a consumer financial protection agency. [The New York Times]

• Health insurance premiums could be lowered for older citizens and raised for younger people based on a provision in the house health care bill. [The Wall Street Journal]